1. The "Zero Tax" Milestone: ₹12.75 Lakhs is the New Magic Number Under the restructured New Tax Regime for FY 2025-26, the tax-free limit has effectively climbed. The Math:  With a standard deduction of ₹75,000  and a full rebate under Section 87A, salaried individuals earning up to ₹12.75 lakhs  now pay zero income tax . Action Item:  If you are in this bracket, the "New Regime" is almost certainly your best friend. Re-evaluate your HRA and 80C investments, as they may no l